Beacon
FinRecruit
FinConsult
Future of Finance
Linkedin

Beacon FinTrain

Provides an array of professional business and financial training services that stem from improving a corporate's treasury workflow —all the way to efficient, finance training programs.

Course Overview

The Restructure Debt (Problem Loan Management) course offers insights into identifying, managing, and restructuring problem loans within banking portfolios. It begins with an examination of early warning signals and common mistakes leading to loan distress. Participants will learn to recognize problem loans and apply quantitative analysis techniques to evaluate potential enterprises for restructuring. The course emphasizes practical strategies for minimizing loan losses and restoring financial stability.

Learning Outcome

Identify common banking mistakes that can lead to problem loans.

Recognize early warning signals for potential loan distress across financial, management, operations, and banking aspects.

Analyze the working capital cycle to assess the financial health of potential enterprises.

Calculate and interpret profitability, efficiency, leverage, and liquidity ratios for quantitative risk assessment.

Identify procedures to recognize problem loans and factors influencing credit analysis.

Course Outline

  • Loan Officer
  • Borrower
  • Credit Discipline


  • Financial Early Warning Signals
  • Management Early Warning Signals
  • Operations Early Warning Signals
  • Banking Early Warning Signals
  • the Most Relevant Early Warning Signals

  • Purpose of Financial Restructuring
  • Procedures That Help Minimize Loan Losses
  • Identifying the Practical Factors Concerning the Credit Analysis of Potential
  • Enterprises

  • Working Capital Cycle
  • Profitability Ratios
  • Efficiency Ratios
  • Leverage and Liquidity Ratios

Who Should Attend

Loan officers and credit analysts involved in managing problem loans within financial institutions.=Risk managers seeking to enhance their skills in identifying and mitigating loan portfolio risks.=Banking professionals responsible for credit risk assessment and debt restructuring.=Finance students or professionals interested in understanding the dynamics of problem loan management and financial restructuring in banking.