The "Credit Structure" course offers a detailed exploration of the SME credit approval cycle, focusing on analytical methods for assessing creditworthiness and structuring loans. Participants will learn to identify different types of credit facilities, analyze company business models to determine appropriate lending types, and systematically assess and mitigate loan risks. Through real case studies, participants will gain practical experience in writing credit terms sheets tailored to meet business needs and risk profiles.
Providing participants with an analytical overview of SMEs credit approval cycle.
Identify the type of facility & the application of each one.
Identify the main characteristics of the company’s business model and define the
proper lending type that meet company’s actual needs.
Systematically identify and prioritize a proposed loan’s significant risks
Understand how to write up credit terms sheet according to company’s business needs & risk profile
Credit analysts and risk managers responsible for SME credit assessment and approval=Loan officers and bankers involved in structuring SME loans=Business owners and managers seeking to understand credit approval processes and lending options=Financial consultants advising SMEs on financing strategies
